Scotty and I are very careful with our money. We’ve been very fortunate to have everything we need, and we feel that the best way to show our gratitude for this blessing is to live within our means. Sometimes things are tight, but we always pull through. We never allow our wants or desires to consume our finances. Other than our home, we are debt-free, and I love being able to say that.
We believe in saving up to buy things. Sometimes, in the time it takes to save up to buy something, we realize we don’t really want or need that “thing” after all. Every time we need to make a big purchase, we shop around for a long time before we commit. Sometimes it’s ridiculous, we took nearly a year to buy our couches after we picked the ones we wanted. I get frustrated with our constant obsession to get a good deal. I’m always worried that we’ll buy something and then find it cheaper somewhere else, but sometimes that’s what saves us money in the long run because we eventually just give up and buy nothing.
I feel like, at this point in the post, I need to clarify a little bit. I’m not such a stickler for everyday purchases. With groceries and gas, you win some and you lose some. I try to get the best deal, but I’m not as obsessive about smaller purchases. We still go out to dinner sometimes and splurge on the occasional movie rental. We also firmly believe that kindness comes back to us, so we like to treat other people to dinner or a nice gift now and then. We keep a budget, but we’re flexible. We’re not your typical tightwads*.
Lately we’ve been shopping around for a certain big purchase item (BPI). We’ve looked into consumer reviews and various distributors of this BPI for so long, that our eyes go cross-eyed at the thought of it. The other day, Scotty and I discussed whether or not we want to make this purchase. This BPI is something that we really want, and we feel that it will be a good investment. We weighed our options, and we decided that we are going to ‘just do it.’ We know what we want, and we know that it isn’t the best deal, but we’ve never gone crazy like this on a BPI, and we think that one time in five years will be okay.
This afternoon, I’m meeting Scotty at the store to buy our BPI. We are so excited, and if everything goes well, I’ll have some good pictures to post next week. Woot!
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*Tightwad Prototype #1:
- They manipulate other people to get free or discounted stuff
- They jokingly ask, “Can I have that?” and hope they will really get it
- They never offer to pay their half of anything
- They never pay people back
- They carry a stack of grocery ads to Wal-Mart to match prices
- They cry poverty in hopes that people will ‘help them out’
- They never give gifts because they feel like it’s a personal loss to them
- If they do give gifts, they’re usually re-gifts, and obviously so
- They never offer to drive anywhere, and if they do they ask for gas money
This prototype is based off experiences I’ve had with family and friends who are tightwads. To each his own, but Scotty and I disagree with some of these practices.




















